Frank Cowan Company has changed its name to Intact Public Entities. You will continue to work with the same team and have access to the same insurance program and value-added services that you have come to trust over our nine decades of operation.

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Put the Best to Work for You

Choose to partner with a provider that has a specialized focus on delivering leading niche insurance programs to public entity organizations across Canada.

Municipal & Public Administration

Municipalities are at the heart of our business. Over the years we've built long-term relationships with communities across the country, helping them to meet their complex insurance needs for more than 90 years. We have the stability and history to deliver a sustainable and trusted insurance program.

  • Policies that cover the full range of risks
  • Prevention-based approach
  • Specialization and expertise
  • Team of professionals available to help

Community Services

Some organizations are too niche for a standard insurance policy. We think the entities that serve our communities deserve a specialized program that focuses on the unique nature of their operation. 

  • Community Organizations
  • ​​Disability Support Services
  • Elder Care
  • Health and Wellness
  • Children and Youth Services
  • Daycares and Schools

There is a Difference

Shouldn't your organization's insurance policy do more? What if it could help mitigate loss by looking at your claims history? What if you had a team of experts at the ready to proactively work with you to achieve that goal? We invite you work with us. We've been focused on providing the best public entity insurance program for over 90 years. Put the best to work for you.

Coverages

New exposures are always emerging; your coverage must continually change to keep pace. We understand the complex issues municipalities and specialty organizations face, which is why we have developed insurance programs that are tailored to meet the unique needs of your organization. Our priority is to ensure you have the coverage you need today, and into the future.

Experience & Expertise

Our experience and expertise are second to none. We are here to support you with specialized in-house risk, claims, underwriting and marketing service. We have heard time and time again that our team and depth of expertise is unsurpassed in the marketplace.

Value Added Services

Prevention is important to your organization and a solid risk management plan can help. Our vast array of complimentary value added services are designed to help mitigate instances where a claim may arise.


Investment in Your Associations

As a trusted business partner, we believe in participating in and advocating for the causes that affect our clients. For this reason we affiliate with and support key provincial and national associations. In order for Intact Public Entities to be effective in serving you, we, as an MGA, believe in fully understanding your needs, concerns and direction. Our support is delivered through thought leadership, financial resources, services, education and more.

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The MGA Advantage

A Managing General Agent (MGA) provides specialized expertise in a specific, niche area of business. Our focus is providing insurance programs to municipal, public administration and community service organizations across Canada. We also offer clients additional and helpful services in the area of risk management, claims and underwriting.

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Work With Us

We invite you to work with a partner that is focused on providing a complete insurance program specific to your organization that includes complimentary value added services that help drive down the cost of claims and innovative first to market products and enhancements. You will receive personalized service and expertise from a full-service, local and in-house team of risk management, claims, marketing and underwriting professionals.

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The Intact Foundation

More than 10 years ago, we created a purpose-driven business focused on helping people, businesses and society prosper in good times and be resilient in bad times. We built a business with helping people in mind. We take the opportunity to help society seriously and we work with organizations that are helping to make our communities more resilient. Generosity — helping others, protecting the environment and making our communities more resilient — is one of the values that guides our work. We focus our generosity to help our communities in three areas where we can have the biggest impact: • Ensuring communities are climate resilient • Creating opportunities for children and families living in poverty • Supporting our employees to help others Watch this video to see how we work with our charitable partners to help make our communities more resilient.

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