Frank Cowan Company has changed its name to Intact Public Entities. You will continue to work with the same team and have access to the same insurance program and value-added services that you have come to trust over our nine decades of operation.

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Community Services

Intact Public Entities has helped Canadian community services meet their complex insurance needs for more than 90 years. We have the stability and history to support you with a sustainable and trusted insurance program.

What does this mean for you? It means we can provide you with a complete insurance program that is suited to your specific requirements. 


 

Your Complete Insurance Program

Policies that cover the full range of risks

With Intact Public Entities, you receive broad, inclusive policies that help to cover your community service organization. Our partnerships with stable, reliable insurers mean we'll be here for you as your needs change and your organization grows.

We understand the importance of offering best-in-class products and services that make it easier for you to do business with us.

A prevention-based approach

We believe the best way to keep your total insurance costs low is by preventing claims before they happen. As an Intact Public Entities client, you have unrestricted access to our risk management services at no extra charge. These include educational sessions, consultation services and on-site inspections. Our experts can analyze your operational policies and procedures, identify exposures and risks in your facilities, and consult with you on risk management topics.

We also created the Risk Management Centre of Excellence, an online hub full of resources, news items and industry bulletins all designed to keep you up to date on the latest developments that might affect your risk picture.


About Intact Public Entities & The Business We Write


 

Children & Youth Services

Children and youth organizations are vital to community health. Keeping young clients well protected is critical and requires an insurance provider well versed in the sector's particular risks and exposures.  

Community Organizations

Providing so many of the services and facilities that keep communities vibrant and healthy, community service organizations require insurance that's specially adapted to the diverse risks, exposures and challenges they face.  

Daycares, Schools and Colleges

Safety and security are top priorities for daycares, schools and colleges. Keeping facilities safe and children and students protected, requires sound policies and procedures. Intact Public Entities will be here to help, should something happen. Educational organizations of all types, from preschools to elementary to colleges and universities - have a variety of specialized needs.  

Disability Support Services

At Intact Public Entities, we have decades of experience insuring public entities and organizations in the healthcare sector, giving us expertise in the complex world of disability support services.  

Elder Care

Our Elder Care Program provides ideal insurance solutions for nursing, rest and retirement homes, day programs for seniors and in-home medical support services.  

Health & Wellness

Protecting patient confidentiality and insuring valuable property requires the right coverage. At Intact Public Entities, we've developed a product line especially for health and wellness organizations.  

Outdoor Play

Learning centres are adopting the principals of outdoor play and environmental experiences, they are also faced with the challenge of securing insurance coverage given the nature of activities found outside the classroom. We are pleased to launch our Outdoor Play Program designed to handle the unique risks that outdoor play carries including Abuse, Child Abduction, Liability and Property with specially designed policies and limits.  

Automobile Insurance

Intact Public Entities offers commercial and public automobile policies as part of our packaged multi-line program.