Frank Cowan Company has changed its name to Intact Public Entities. You will continue to work with the same team and have access to the same insurance program and value-added services that you have come to trust over our nine decades of operation.

Skip to content

About Intact Public Entities

Intact Public Entities is a leader in providing specialized insurance programs, including risk management and claims services to municipal, public administration and community service organizations across Canada.


Who we are

Proven industry knowledge, gained through over nine decades of partnering with insurance companies and independent brokers, gives Intact Public Entities the ability to effectively manage the necessary risk, advisory and claims services for both standard and complex issues.

Intact Public Entities is a Managing General Agent (MGA) with the authority to write and service business on behalf of strategic partners who share our commitment and dedication to protecting specialized organizations. Because our partners are long-term participants on our program, they understand the nature of fluctuating market conditions and complex claims and are prepared to stay the course.

Intact Public Entities is a wholly owned subsidiary of Intact Financial Corporation.

Learn more about Intact Financial Corporation.

Living our Values

We are here to help people, businesses and society prosper in good times and be resilient in bad times. This is our purpose and the foundation of our company - it drives everything we do and gives meaning to our work.

An image representing the relevant value

Integrity & Respect

An image representing the relevant value

Customer Driven

An image representing the relevant value


An image representing the relevant value


Our history

Our history dates back to 1927 with our first municipal client - the Village of Ayr, Ontario. From then, other municipalities came calling and the company established the strong foundation and sterling reputation that continues today.

Interestingly, our product offering was expanded beyond municipal business based on reputation. Other municipal-related organizations started to be asked to be placed with us because of our knowledge in the specialty insurance space. The trend continued and it became common for the municipality, hospital, Children's Aid Society and conservation authority to all be placed wtih Intact Public Entities.

Our leadership team

Let us introduce you to the Intact Public Entities Leadership Team.

Profile image of Annette Henry
Annette Henry

Vice President, Underwriting, Community Services

Profile image of Caryn McLean
Caryn McLean

Director, Marketing & Communications

Profile image of Ian Morewood
Ian Morewood

Vice President, Underwriting, Municipal & Public Administration

Profile image of Jeff Coleman
Jeff Coleman

Industry Leader & Vice President, Municipal & Public Administration

Profile image of Jessica Jaremchuk
Jessica Jaremchuk

Director, Risk Management Services

Profile image of Josie Pachis
Josie Pachis

National Vice President, Claims

Profile image of Larry Ryan
Larry Ryan

President & Principal Broker

Profile image of Lawrence Conmigo
Lawrence Conmigo

Director, Claims

Profile image of Michael Lough
Michael Lough

Vice President, Community Services

Profile image of Steve Cutler
Steve Cutler

Director, Information Technology & Data Governance

Profile image of Teresa Bobolo
Teresa Bobolo

Director, Underwriting, Municipal & Public Administration

Profile image of Theresa Barrick
Theresa Barrick

Director, Finance

The Intact Foundation

More than 10 years ago, we created a purpose-driven business focused on helping people, businesses and society prosper in good times and be resilient in bad times. We built a business with helping people in mind. We take the opportunity to help society seriously and we work with organizations that are helping to make our communities more resilient. Generosity — helping others, protecting the environment and making our communities more resilient — is one of the values that guides our work. We focus our generosity to help our communities in three areas where we can have the biggest impact: • Ensuring communities are climate resilient • Creating opportunities for children and families living in poverty • Supporting our employees to help others Watch this video to see how we work with our charitable partners to help make our communities more resilient.

Learn More Right facing arrow

Join our team

Our strength comes from our team. People dedicated to building relationships that last. If you're energetic, client focused, and looking to bring your skills to one of the most trusted names in the Canadian insurance industry, we'd like to hear from you.

At Intact Public Entities, we believe our employees make the difference. That's why we provide a professional, motivating, team environment where contributions are valued. This belief, supported by an entrepreneurial culture, has helped build a company with a strong history and an exciting future.

We're entering into an exciting time here at Intact Public Entities. If you're ready to make a difference, we want to hear from you!

View Opportunities Here Right facing arrow
A representational image of a team