Frank Cowan Company has changed its name to Intact Public Entities. You will continue to work with the same team and have access to the same insurance program and value-added services that you have come to trust over our nine decades of operation.

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Minimum Maintenance Standards at a Glance

Our roads experts developed this one of a kind document to help you comply with Minimum Maintenance Standards...

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Risk Management Considerations for Snow Fences

We can't keep the wind from blowing and the snow from falling, but we can utilize fences to help minimize the...

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Risk Management Considerations for Road Line Painting

Third party property damage claims can occur as a result of a municipality's road line painting operations...

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Risk Management Consideration for Bike and Walkathons

A municipality hosted a fundraiser where participants could walk, cycle, run or rollerblade a 22 kilometer cou...

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Claim Case Study Crack in the Road

A young woman was writing one of her final exams. Her mother agreed to come and pick her up. Shortly after 10:...

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Claim Case Study Special Events

On May 28th, 2000 the plaintiff filled out and signed a registration form and also paid a ten dollar fee to in...

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Bellefleur v. City of London, 2002

The plaintiff and her two small children were walking along the shoulder of the road because the street didn't...

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Claim Case Studies & Legislation: Inline Skating on City Streets

The plaintiff was with friends trying out his new inline skates. They were skating on the sidewalk along a bus...

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Auffrey v. New Brunswick

The plaintiff was injured when leaving a dump on a provincial road. The Jeep the plaintiff was driving collide...

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