Frank Cowan Company has changed its name to Intact Public Entities. You will continue to work with the same team and have access to the same insurance program and value-added services that you have come to trust over our nine decades of operation.

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Centre of Excellence

Risk Management Considerations for Marinas

Typically, a marina will consist of full time and seasonal employees. With this in mind, there are some consid...

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Risk Management Considerations for Class Supervision

A female student participating in a motorcycle training program at a local college is injured in 2001 during a...

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Risk Management Considerations for Bill C-45 Criminal Liability of Organizations

Bill C-45 is federal legislation that amended the Canadian Criminal Code. It became effective March 31st, 2004...

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Risk Management Considerations for BMX Biking

BMX biking is an increasingly popular sport in Canada. New BMX bike parks are being constructed in cities all...

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Risk Management Considerations for Tobogganing as Municipal Liability

Although tobogganing is a favorite Canadian pastime, it can also be a very dangerous activity. Every year peop...

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Risk Management Considerations for Community Gardens

Community gardens are parcels of public land that are sub-divided into smaller plots and gardened by a group o...

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Risk Management Consideration for Copper Theft

Copper is a chemical element with the symbol of Cu. It is a ductile metal with a very high thermal and electri...

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Risk Management Consideration for Bike and Walkathons

A municipality hosted a fundraiser where participants could walk, cycle, run or rollerblade a 22 kilometer cou...

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Risk Management Considerations For Dock Bubbler Systems

Over the winter months, lake front property owners can suffer severe and costly damage to permanently attached...

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