Frank Cowan Company has changed its name to Intact Public Entities. You will continue to work with the same team and have access to the same insurance program and value-added services that you have come to trust over our nine decades of operation.

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Centre of Excellence

ABC's of Building Inspection Errors & Omissions Claims

Avoid acting as a consultant. Be aware of changes to construction which may require revised plans. Communicate...

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claims building due diligence errors inspection omissions

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Risk Management Considerations for Automobile Associated Risks

There are numerous distractions, events and situations that can arise while driving a motor vehicle. Some of t...

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automobile driver fleet risk management
Collision Checklist and Worksheets

Our Collision checklist and worksheet can easily be printed and put into vehicle, or used on a tablet or phone...

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Risk Management Considerations for Directors and Officers Liability

A private boarding school tailored to students with learning disabilities and behavioural issues closed their...

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claim coverage D&O director insurance judgement liability officer school fraud financial
Risk Management Considerations for International Educational Tours

International educational tours give teachers and students the opportunity to experience different cultures, n...

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internationa educational education tour trip student school abroad travel teacher
Risk Management Considerations Fleet Safety

Fleet Safety is a management system containing several key elements designed to help you reduce vehicle accide...

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driver fleet MVR safety vehicle
Risk Management Considerations for Riding the Resurfacer

If you've ever been to a hockey game, you've most likely thought about what it would be like to ride the ice r...

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ice resurfacer passenger employee risk management
Risk Management Considerations for Parking Lot Safety

Parking lots are often overlooked for not being as hazardous as they have the potential to be. Both pedestrian...

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parking lot pedestrain safety vehicle driver inspection risk management
Risk Management Considerations for Employment Practices Liability

Although we are not as litigious as our neighbours to the south, it doesn't mean Canadian employers are immune...

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employment employer employee practices liability suits legal dismissal harassment discrimination
Managing the Risks of Bike Parks

On May 17, 2016, The Court of Appeal for Ontario upheld a trial decision of the Ontario Superior Court of Just...

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Bike park Occupiers’ Liability Act injury facility volunteers cycling design pump track jump lines construction contract hold harmless E&O Certificate of Insurance monitoring signage inspection maintenance
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