Frank Cowan Company has changed its name to Intact Public Entities. You will continue to work with the same team and have access to the same insurance program and value-added services that you have come to trust over our nine decades of operation.

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Centre of Excellence

Risk Management Considerations for Therapy Animals

Therapy dogs (and other animals) are used for the physical and emotional benefit of people in hospitals, senio...

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Risk Management Considerations for Volunteer Drivers in Saskatchewan

Saskatchewan law mandates that the registered owner of the vehicle bear the primary responsibility for liabili...

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Risk Management Considerations for the use of 'Drones'

The word 'drone' is a catch-all term that refers to any vehicle that can fly without a person on board to cont...

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Risk Management Considerations for Spray/Splash Pads

Splash pads are a fun aquatic addition to any neighbourhood park. They are a great place for children of all a...

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Risk Management Considerations for Preventing Medication Risks

Medical malpractice insurance is an essential requirement for all healthcare practitioners. But since many of...

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Risk Management Considerations for Volunteer Drivers in Nova Scotia

Nova Scotia law mandates that the registered owner of the vehicle bear the primary responsibility for liabilit...

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Risk Management Considerations For Municipally Run Easter Egg Hunts

Occupiers are always responsible for keeping people safe on their premises but the risk is increased during a...

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Risk Management Considerations Off Road Vehicles on Municipal Roads

Off Road Vehicles (ORV's) are popular year-round utility and recreational vehicles. ORV's include all-...

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Risk Management Considerations for Private School Expulsion in Ontario

Expulsion is a disciplinary measure that may become necessary when attempts to change the unacceptable behavio...

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