Frank Cowan Company has changed its name to Intact Public Entities. You will continue to work with the same team and have access to the same insurance program and value-added services that you have come to trust over our nine decades of operation.

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Centre of Excellence

Risk Management Considerations for Spray/Splash Pads

Splash pads are a fun aquatic addition to any neighbourhood park. They are a great place for children of all a...

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Risk Management Considerations for Volunteer Drivers in Prince Edward Island

Prince Edward Island law mandates that the registered owner of the vehicle bear the primary responsibility for...

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Risk Management Considerations Space Heaters in an Office Environment

Do you allow the use of portable space heaters in your workplace? You may be interested to know that the older...

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Risk Management Considerations Off Road Vehicles on Municipal Roads

Off Road Vehicles (ORV's) are popular year-round utility and recreational vehicles. ORV's include all-terrain...

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Risk Management Considerations for Marinas

Typically, a marina will consist of full time and seasonal employees. With this in mind, there are some consid...

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Risk Management Considerations for Helmets

We always recommend that children wear helmets when they go tobogganing. But what type of helmet is the best t...

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Risk Management Considerations for Volunteer Drivers in Nova Scotia

Nova Scotia law mandates that the registered owner of the vehicle bear the primary responsibility for liabilit...

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Risk Management Considerations For Municipally Run Easter Egg Hunts

Occupiers are always responsible for keeping people safe on their premises but the risk is increased during a...

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Risk Management Considerations for Volunteer Drivers in Ontario

Ontario law mandates that the registered owner of the vehicle bear the primary responsibility for liability ar...

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